Equity Release advice

Your home is more than just a place to live, it’s an asset. If you’re over 55, equity release can help you unlock the cash tied up in your property, providing you with tax-free funds. Unlike selling your home, Equity Release enables you to access funds while you remain living in your property for as long as you want.

As an experienced Equity Release Advisor, I can help educate you on the benefits and potential risks of Equity Release to ensure you make the right decision for you. If you are based in Plymouth, Devon or Cornwall and would like to discuss equity release I would be happy to organise a free no obligation chat.

As a proud member of the Equity Release Council, we follow strict standards to ensure you receive safe, regulated and trustworthy equity release advice.

Equity Release

Why Consider Equity Release?

Supplement Retirement Income

Equity release can provide a regular income to top up your pension, giving you extra financial security and flexibility in retirement.

Fund Home Improvements

Many homeowners use equity release to renovate or adapt their home, making it more comfortable, energy-efficient, or suitable for later life. If you do not have funds available for this purpose Equity Release is an option for you.

Pay Off Debts or Mortgage

If you still have a mortgage or other loans, equity release could clear these debts, giving you peace of mind and more disposable income. This is particularly relevant if you have an interest only mortgage approaching the end of its term with no repayment strategy in place.

Help Family Members

Equity release can be used to gift money to children or grandchildren—helping them with a house deposit, education fees or other milestones.

Enjoy Life Experiences

Some choose to fund travel, a new car, or hobbies—enabling them to enjoy their retirement to the fullest.

Manage Care Costs

Equity release could help cover the costs of home care or medical support, allowing you to remain in your home longer.

Is Equity Release right for you?

Key Message & Costs:

Equity Release can be a flexible way to unlock the value in your home for the things that matter most.

I offer a free initial consultation to help you decide if Equity Release is right for you. If you decide to proceed with an application, I charge £995 for all advice and implementation. This is payable on application.

A lifetime mortgage is a long-term commitment which could accumulate interest and is secured against your home. Equity release is not right for everyone and may reduce the value of your estate.

Contact Me For a No Obligation Quote

Contact info@stuartashmortgageservices.co.uk for a no obligation quote.