mortgage services

At Stuart Ash Mortgage Services we offer personalised Mortgage Advice ensuring you get the best valued mortgage deal.

Stuart has over 7 years experience advising a range of mortgage clients in Plymouth and across the UK.

Stuart will conduct a thorough fact find to establish your needs, assess affordability and make suitable recommendations. Our aim is to take the stress away from you by organising your Agreement in Principle and completing a Full Mortgage Application when you are ready.

Once your mortgage is offered, we will maintain contact throughout the conveyancing process to support you until completion.

As part of our service, we include a free protection review to ensure you and your family are protected. Please see our Protection page for more details.

We also offer Mortgage Capacity Reports, which provide a formal assessment of your borrowing capacity. These reports are often required by a solicitor during divorce proceedings, to establish fair division of assets. We charge £199 for a Full Mortgage Capacity Report.

Plymouth Mortgage Broker

We offer mortgage advice in the following areas:

First Time Buyers

Buying your first home is exciting but can feel overwhelming! We specialise in helping first time buyers in Plymouth and across Devon & Cornwall get onto the property ladder.

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Home Movers

Selling and purchasing a new home can be a challenging time. We will guide you through this process by providing personalised advice based on your circumstances.

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Additional Borrowing/Home Improvements

If you need to raise funds using equity in your home, we can help! Whether you are planning an extension, conducting home improvements or require funds for other purposes we can assist you.

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Remortgages

If your current mortgage deal is coming to the end of its fixed term, we can help you secure the best valued new deal, with access to the whole mortgage market.

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Buy to Let & Holiday Let Mortgages

If you are looking for your first investment property or have an established portfolio, it is essential to ensure these assets work best for you. We provide advice for both Buy to Let & Holiday Let Mortgages.

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Mortgage Capacity Reports

Divorce proceedings often require a reassessment of financial circumstances. We offer a Full Mortgage Capacity Report which will clearly demonstrate lending capacity. This document will clearly show affordabiltiy with a range of lenders across the market.

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Adverse Credit or Low Credit Score Mortgages

If you have missed payments, a default, County Court Judgement (CCJ) or Individual Voluntary Arrangement (IVA) on your credit file, there are still lenders who will consider your mortgage application. We can review the whole market for you!

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Debt Consolidation

Sometimes life events can result in people obtaining high amounts of debt. In some instances, using equity in your current home to consolidation existing debts can provide a fresh start. Please contact us to discuss this.

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Independent – Dedicated – Professional

Complete transparency

I believe in complete transparency regarding our advice fees.

  • I charge a £199 advice fee for standard Mortgage Advice which is payable on full mortgage application.

  • I charge up to £349 advice fee for Adverse/Low Credit & Retirement Interest Only mortgages.

  • For Equity Release cases, I charge a £995 advice fee on application for all advice and implementation.

  • Upon completion of your mortgage I get paid a commission by your chosen lender which is based on the total loan amount.

From Initial Meeting
To Offer
To Completion

Contact Me For a No Obligation Quote

Contact info@stuartashmortgageservices.co.uk for a free no obligation chat