Protection Advice

Protection is a fundamental part of financial planning. It enables security for you and your family should one of life’s unexpected events occur.

Our protection advice process will aim to highlight protection needs based on your individual circumstances. We aim to educate you on the exact rationale for any protection recommendation to ensure you fully understand the importance and relevance of any policy you take.

“The cost of this insurance depends on several factors, such as your age, where you live and your occupation. As a result, the cost you will pay is based on your own circumstances”

We offer Protection Advice in the following areas:

Mortgage Protection

This type of cover will enable you to help your family or loved ones repay your mortgage in the event of loss of life or a critical illness. We offer this advice as standalone advice or as part of your mortgage advice process.

Term Life Insurance

Having life insurance will enable you to have peace of mind that your family and loved ones are protected in the event the worst happens. We will assess your circumstances and provide options that are suitable for you and your family.

Critical Illness Cover

Critical Illness pays out a tax-free lump sum if you are diagnosed with a critical illness. We help navigate you through this process with a select panel of insurers to ensure you obtain the best cover possible based on your circumstances and budget.

Income Protection

Do you know your current sick pay benefit? How long would this support your lifestyle if you could not work? Income Protection provides a monthly income for some of your salary while you are unable to work.

Family Income Benefit

This insurance is a type of life and/or critical illness cover that will provide a stable monthly benefit for your identified term. This could be up until your children reach adult age, to ensure your family can maintain their lifestyles.

Business Protection

If you own your own business we can help! We can advise on Relevant Life Plans, Shareholder Protection, Key Person Protection and Executive Income Protection. See our separate Business Protection page.

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Hannah Pace
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Stuart has been brilliant since the day we called him, very prompt with every aspect of getting our mortgage and the best deal possible.
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Rachael Komakowska
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Stuart provided an excellent service, is incredibly knowledgeable in his field and dedicated to finding a solution. I highly recommend him.
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Laura Keith profile picture
Laura Keith
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Stuart has been absolutely fantastic with helping us with get a mortgage as first time buyers. He was responsive and helpful despite me having a million and one questions. Planned for every contingency given our circumstances and made sure he got the best deal for us. Highly recommend Stuart!!
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Lisa Alden
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Stuart was recommended to me and so happy he was as he made the process of buying my next home very smooth and easy, he made sure I was well informed throughout so I knew that everything was on track. Definitely recommending to family & friends.
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Edward Watson profile picture
Edward Watson
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Stuart did a fantastic job with our remortgage. He made the whole process incredibly simple, and did a great job of explaining our options to us. I would highly recommend!

Passionate – Dedicated – Professional

No Upfront fees or costs

We offer protection advice as part of the mortgage advice process, but also as a standalone service.

We do not charge any fees for providing this advice and instead would be paid a commission from the insurer once a policy has started. The exact amount will be disclosed to you on recommendation.

As with all insurance policies, conditions and exclusions will apply.

Please contact us for a free protection review today.

Protection Advice Plymouth

Contact Me For a No Obligation Quote

Contact info@stuartashmortgageservices.co.uk for a free no obligation chat