Business Protection

Protect Your Business, Your People & Your Future

Running a business comes with risk—but the right protection ensures you’re prepared for the unexpected.

At Stuart Ash Mortgage Services, we provide expert business protection advice, helping business owners safeguard their company, employees, and financial stability.

What is Business Protection?

Business protection insurance is designed to protect your company financially if something happens to a key person, director, or shareholder. Policies can cover death, critical illness or long term incapacity.

Why Business Protection Matters?

If a key person in your business becomes seriously ill or passes away, it can impact revenue and profits, business loans and liabilities, ownership structure and day-to-day operations.

Although based in Plymouth, we provide advice across Devon & Cornwall.

Book your free consultation using the ‘Contact Us’ button.

Plymouth Mortgage Broker

We offer Business Protection Advice in the following areas:

Shareholder Protection

Shareholder protection is a type of business insurance that helps protect company owners if a shareholder dies, becomes critically ill, or is unable to continue in the business. It ensures the remaining shareholders can retain control by providing funds to buy the affected shareholder’s shares.

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Relevant Life Plans

A Relevant Life Plan is a tax-efficient life insurance policy set up by a business to provide a death-in-service benefit for an employee or director. It allows employers to offer valuable life cover without setting up a full group life scheme.

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Executive Income Protection

Executive Income Protection is a tax-efficient insurance policy that allows a business to provide income protection for a director or key employee. It replaces a portion of their income if they are unable to work due to illness or injury, helping to maintain financial stability during long-term absence.

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Key Person Insurance

Key Person Insurance (also known as Key Man Insurance) is a business protection policy designed to support a company financially if a key employee, director, or owner dies or becomes seriously ill. It provides a cash pay-out to help the business cope with the loss of someone critical to its success.

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Business Loan Protection

Business Loan Insurance is a type of protection designed to help a company repay outstanding debts if a key individual dies or becomes critically ill. It ensures that business loans, overdrafts, or commercial mortgages can still be paid, reducing financial strain during an already difficult time.

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Independent – Dedicated – Professional

Complete transparency

I believe in complete transparency regarding our advice fees.

  • I charge a £199 advice fee for residential mortgage advice.

  • For Equity Release cases, I charge a £995 advice fee on application for all advice and implementation.

  • We do not charge a fee for Personal or Business Protection Advice, we are paid a commission from your chosen insurer.

From Initial Meeting
To Offer
To Completion

Contact Me For a No Obligation Quote

Contact info@stuartashmortgageservices.co.uk for a free no obligation chat