Business Protection

Protect Your Business, Your People & Your Future

Running a business comes with risk—but the right protection ensures you’re prepared for the unexpected.

At Stuart Ash Mortgage Services, we provide expert business protection advice, helping business owners safeguard their company, employees, and financial stability.

What is Business Protection?

Business protection insurance is designed to protect your company financially if something happens to a key person, director, or shareholder. Policies can cover death, critical illness or long term incapacity.

Why Business Protection Matters?

If a key person in your business becomes seriously ill or passes away, it can impact revenue and profits, business loans and liabilities, ownership structure and day-to-day operations.

Although based in Plymouth, we provide advice across Devon & Cornwall.

Book your free consultation using the ‘Contact Us’ button.

“As with all insurance policies, conditions and exclusions will apply”

Business Protection Advice
Shareholder Protection Insurance Plymouth

We offer Business Protection Advice in the following areas:

Shareholder Protection

Shareholder protection is a type of business insurance that helps protect company owners if a shareholder dies, becomes critically ill, or is unable to continue in the business. It ensures the remaining shareholders can retain control by providing funds to buy the affected shareholder’s shares.

Relevant Life Plans

A Relevant Life Plan is a tax-efficient life insurance policy set up by a business to provide a death-in-service benefit for an employee or director. It allows employers to offer valuable life cover without setting up a full group life scheme.

Executive Income Protection

Executive Income Protection is a tax-efficient insurance policy that allows a business to provide income protection for a director or key employee. It replaces a portion of their income if they are unable to work due to illness or injury, helping to maintain financial stability during long-term absence.

Key Person Insurance

Key Person Insurance (also known as Key Man Insurance) is a business protection policy designed to support a company financially if a key employee, director, or owner dies or becomes seriously ill. It provides a cash pay-out to help the business cope with the loss of someone critical to its success.

Business Loan Protection

Business Loan Insurance is a type of protection designed to help a company repay outstanding debts if a key individual dies or becomes critically ill. It ensures that business loans, overdrafts, or commercial mortgages can still be paid, reducing financial strain during an already difficult time.

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Caroline Tucker profile picture
Caroline Tucker
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I couldn't recommend Stuart highly enough! He is incredibly helpful, honest and genuinely cares about his clients. He takes the time to explain everything in a simple, easy-to-understand way and regularly checks in to make sure everything is going smoothly. Nothing is ever too much trouble, and no question is ever too silly. He is always approachable, patient and happy to help, which makes the whole process feel so much less daunting. It's so reassuring to have someone you can genuinely trust, who has your best interests at heart. Thank you, Stuart, for all your help and support!
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Jules northcott
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Stuart has been amazing from the very beginning, extremely professional, friendly and has sourced the best mortgage for me. I thoroughly recommend him.
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Gin profile picture
Gin
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Stuart is an exceptional mortgage advisor, and I would highly recommend him. As first time buyers, we were naive to the processes involved in purchasing a property - Stuart was patient with any questions and responded very quickly via email and text messages. He kept us informed on our best options, regularly checked in on the status of our mortgage offer and - most importantly - always acted in our best interest so we could get the best deal. We felt in good hands! Thank you, Stuart!
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Mike Jones profile picture
Mike Jones
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Stuart gave us superb, knowledgable and independent advice about equity release. Even though ultimately it wasn't feasible with our property he devoted hours of work to really explore all the possibilities in the market at no cost to ourselves. He treated us with care, honesty and transparency and approached our situation as unique rather than a tick box exercise. He was also very prompt and responsive. Highly recommend!
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Hannah Pace
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Stuart has been brilliant since the day we called him, very prompt with every aspect of getting our mortgage and the best deal possible.
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Rachael Komakowska
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Stuart provided an excellent service, is incredibly knowledgeable in his field and dedicated to finding a solution. I highly recommend him.
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Laura Keith profile picture
Laura Keith
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Stuart has been absolutely fantastic with helping us with get a mortgage as first time buyers. He was responsive and helpful despite me having a million and one questions. Planned for every contingency given our circumstances and made sure he got the best deal for us. Highly recommend Stuart!!
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Lisa Alden
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Stuart was recommended to me and so happy he was as he made the process of buying my next home very smooth and easy, he made sure I was well informed throughout so I knew that everything was on track. Definitely recommending to family & friends.
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Edward Watson profile picture
Edward Watson
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Stuart did a fantastic job with our remortgage. He made the whole process incredibly simple, and did a great job of explaining our options to us. I would highly recommend!

Independent – Dedicated – Professional

Complete transparency

I believe in complete transparency regarding our advice fees.

  • I charge a £199 advice fee for residential mortgage advice.

  • For Equity Release cases, I charge a £995 advice fee on application for all advice and implementation.

  • We do not charge a fee for Personal or Business Protection Advice, we are paid a commission from your chosen insurer.

From Initial Meeting

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