mortgage services

Looking for a trusted mortgage advisor in Plymouth? Whether you are a first time buyer, moving home, remortgaging, or investing in a buy to let property, I provide mortgage advice tailored to your needs.

I provide mortgage advice across Devon & Cornwall with clients in Plymouth, Kingsbridge, Tavistock, Saltash, Ivybridge and Torbay. I have access to a wide range of lenders and can help you find the most suitable deal for your circumstances.

I will conduct a thorough fact find to establish your needs, assess affordability and make suitable recommendations. I will take the stress away from you by organising your Agreement in Principle and completing a Full Mortgage Application when you are ready.

Once your mortgage is offered, I will maintain contact throughout the conveyancing process to support you until completion.

As part of our service, I include a free protection review to ensure you and your family are protected. Please see our protection page for more details.

Plymouth Mortgage Broker

I offer mortgage advice in the following areas:

First Time Buyers

Buying your first home is exciting but can feel overwhelming! I specialise in helping first time buyers across Devon & Cornwall get onto the property ladder by guiding you through the whole process!

Home Movers

Selling and purchasing a new home can be a challenging time. I will guide you through this process, whether finding a new mortgage deal for you or arranging to port your current mortgage to your new property and arrange additional funds.

Further Advances

If you are planning an extension or simply need to raise funds to improve your home, I can help! I will analyse your current mortgage and provide suitable options based on your requirements.

Remortgages

If your current mortgage deal is coming to the end of its fixed term, I can help you secure the best valued new deal based on your individual circumstances.

BTL Purchases & Remortgages

If you are looking for your first investment property or have an established portfolio, it is essential to ensure these assets work best for you. I provide advice for BTL purchases, remortgages and product transfers. Not all Buy to Let mortgages are regulated by the Financial Conduct Authority.

Holiday Let Purchases & Remortgages

If you plan to use your investment property for short term rentals then I would like to hear from you. Lender criteria and affordability assessments are different to traditional BTL mortgages. I can guide you through this process and provide suitable recommendations.

Retirement Interest Only Mortgages

This mortgage product provides a fixed rate interest only mortgage for people age 55+ which enables you to keep payments lower than a standard repayment mortgage. I provide specialist advice in this area across Devon & Cornwall.

Debt Consolidation

Sometimes life events can result in people obtaining high amounts of debt. In some instances, using equity in your current home to consolidation existing debts can provide a fresh start. Please contact me to discuss this.

Independent – Dedicated – Professional

Complete transparency

I believe in complete transparency regarding our advice fees.

  • I offer fee free mortgage advice for standard first time buyer, home mover and remortgage cases.

  • I may charge a £349 advice fee for more complicated cases, such as those with adverse credit, debt consolidation, Buy to Let, Holiday Let or Retirement Interest Only mortgages.

  • For Equity Release cases, I charge a £995 advice fee on application for all advice and implementation.

  • Upon completion of your mortgage I get paid a commission by your chosen lender which is based on the total loan amount.

From Initial Meeting

Contact Me For a No Obligation Quote

Contact info@stuartashmortgageservices.co.uk for a no obligation quote.