Protection & Insurance Advice in plymouth, Devon & Cornwall

Protection is a fundamental part of financial planning. It enables security for you and your family should one of life’s unexpected events occur.

Our protection advice process will aim to highlight protection gaps and needs based on your individual circumstances. I aim to educate you on the exact rationale for any protection recommendation, to ensure you fully understand the importance and relevance of any policy you take.

I offer protection advice in the following areas:

Mortgage Protection

This type of cover will enable you to help your family or loved ones repay your mortgage in the event of loss of life or a critical illness. I offer this advice as standalone advice or as part of your mortgage advice process.

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Term Life Insurance

Having life insurance will enable you to have peace of mind that your family and loved ones are protected in the event the worst happens. I will assess your circumstances and provide options that are suitable for you and your family.

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Critical Illness Cover

Critical Illness pays out a tax-free lump sum if you are diagnosed with a critical illness. I help navigate you through this process with a select panel of insurers to ensure you obtain the best cover possible based on your circumstances and budget.

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Income Protection

Do you know your current sick pay benefit? How long would this support your lifestyle if you could not work? Income Protection provides a monthly income for some of your salary while you are unable to work.

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Family Income Benefit

This insurance is a type of life and/or critical illness cover that will provide a stable monthly benefit for your identified term. This could be up until your children reach adult age, to ensure your family can maintain their lifestyles.

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Business Protection

If you own your own business I can help! I can advise on Relevant Life Plans, Shareholder Protection, Key Person Protection and Executive and Key Person Income Protection.

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Passionate – Dedicated – Professional

No Upfront fees or costs

I offer protection advice as part of the mortgage advice process, but also as a standalone service.

I do not charge any fees for providing this advice and instead would be paid a commission from the insurer once a policy has started. The exact amount will be disclosed to you on recommendation.

As with all insurance policies, conditions and exclusions will apply.

Please contact me for a free protection review today.

Contact Me For a No Obligation Quote

Contact info@stuartashmortgageservices.co.uk for a no obligation quote.