mortgage services

At Stuart Ash Mortgage Services we offer personalised Mortgage Advice in Plymouth & across Devon & Cornwall, ensuring you get the best valued mortgage deal.

Stuart will conduct a thorough fact find to establish your needs, assess mortgage affordability and make suitable recommendations. Our aim is to take the stress away from you by organising your Agreement in Principle and completing a Full Mortgage Application when you are ready.

As part of our service, we include a free protection review to ensure you and your family are protected. Please see our Protection page for more details.

Plymouth Mortgage Broker

We offer mortgage advice in the following areas:

First Time Buyers

Buying your first home is exciting but can feel overwhelming! We specialise in helping first time buyers in Plymouth and across Devon & Cornwall get onto the property ladder.

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Home Movers

Selling and purchasing a new home can be a challenging time. We will guide you through this process by providing personalised advice based on your circumstances.

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Additional Borrowing/Home Improvements

If you need to raise funds using equity in your home, we can help! Whether you are planning an extension, conducting home improvements or require funds for other purposes we can assist you.

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Remortgages

If your current mortgage deal is coming to the end of its fixed term, we can help you secure the best valued new deal, with access to the whole mortgage market. Book a free initial consultation to plan options before your fixed rate expires.

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Buy to Let & Holiday Let Mortgages

If you are looking for your first investment property or have an established portfolio, it is essential to ensure these assets work best for you. We provide advice for both Buy to Let & Holiday Let Mortgages.

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Mortgage Capacity Reports

Divorce proceedings often require a reassessment of financial circumstances. We offer a Full Mortgage Capacity Report which will clearly demonstrate lending capacity (these reports are not linked or associated with Stonebridge Mortgage Solutions Ltd).

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Adverse Credit or Low Credit Score Mortgages

If you have missed payments, a default, County Court Judgement (CCJ) or Individual Voluntary Arrangement (IVA) on your credit file, there are still lenders who will consider your mortgage application. We can review the whole market for you!

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Debt Consolidation

Sometimes life events can result in people obtaining high amounts of debt. In some instances, using equity in your current home to consolidation existing debts can provide a fresh start. Please contact us to discuss this.

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Shared Ownership Mortgages

Looking to buy through Shared Ownership? We can help you understand the scheme, compare mortgage options, secure the right deal and understand key terms such as shared ownership staircasing.

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Lifetime Mortgages

Considering a Lifetime Mortgage, often referred to as Equity Release? Visit our Equity Release page for more information. This product is for clients age 55+ who want to access funds tied up in their home.

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Risk Warning

“Your home may be repossessed if you do not keep up repayments on your mortgage”

“Think carefully before securing other debts against your home. The overall cost of repayment of other debts might be more when added to your mortgage. Your home might be repossessed if you do not keep up repayments on your mortgage”

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Risk Warning

“You may have to pay an early repayment charge to your existing lender if you remortgage”

“Not all Buy to Let Mortgages are regulated by The Financial Conduct Authority”

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Independent – Dedicated – Professional

Complete transparency

I believe in complete transparency regarding our advice fees.

  • I charge a £199 advice fee for standard Mortgage Advice which is payable on full mortgage application.

  • I charge up to £349 advice fee for Adverse/Low Credit & Retirement Interest Only mortgages.

  • For Equity Release cases, I charge a £995 advice fee on application for all advice and implementation.

  • Upon completion of your mortgage I get paid a commission by your chosen lender which is based on the total loan amount.

From Initial Meeting
To Offer
To Completion

Contact Me For a No Obligation Quote

Contact info@stuartashmortgageservices.co.uk for a free no obligation chat