News & Insights

Mortgage Advice Plymouth: Fixed Rate vs Tracker Rate Mortgages: Which Is Right for You? When choosing a mortgage, one of the biggest decisions is whether to go with a fixed-rate mortgage or a tracker-rate mortgage. Both options have advantages and drawbacks, and the right choice depends on your circumstances, risk appetite, and financial goals. As [...]

The Pros and Cons of Equity Release: As homeowners grow older, many consider equity release as a way to unlock the cash tied up in their property. Equity release allows people to access cash while continuing to live in their home. But like any financial product, it comes with both advantages and disadvantages. In this [...]

Mortgage Advice Plymouth: Interest Rate Forecast for 2026: A Guide for Homeowners and Buyers As an mortgage broker serving Plymouth and across Devon & Cornwall, Stuart Ash Mortgage Services Ltd is committed to helping you stay ahead of the curve. One of the biggest questions we’re hearing from clients is: “What will happen to interest [...]

What Is an Agreement in Principle? A Mortgage Broker’s Guide If you’re beginning your journey to buy your first home or making your next move, you will hear the term “Agreement in Principle” (AIP) or “Decision in Principle.” (DIP). But what is it, and why is it important when applying for a mortgage? As mortgage [...]

Why First-Time Buyers Should Talk to a Mortgage Broker Before Searching for a Property:  If you're a first-time home buyer in Plymouth, it's easy to get caught up in the excitement of looking through rightmove and booking house viewings. But before you start dreaming about your dream home, there’s one critical step that can make [...]

Equity Release Plymouth: Managing Care & Home Support Costs As we get older, one of the biggest concerns for many families is how to fund long-term care. Whether it’s paying for in-home support or residential care, the costs can quickly add up. For homeowners over 55, equity release can provide a way to unlock tax-free [...]

Retirement Interest-Only Mortgage: A Complete Guide for 2025 What Is a Retirement Interest-Only (RIO) Mortgage? A Retirement Interest-Only mortgage is designed for older borrowers, typically aged 55+, who want to release funds from their home while only paying the monthly interest. Unlike standard mortgages, there’s no set repayment term. The capital loan is usually repaid [...]

Using Equity Release to Pay Off Your Mortgage: What You Need to Know If you’re a homeowner aged 55 or over, you may be struggling with the burden of monthly mortgage repayments. One increasingly popular option is equity release, which allows you to free up tax-free cash from your home to clear your outstanding mortgage [...]