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Nationwide Helping Hand Mortgage for First-Time Buyers in Plymouth Are you a first-time buyer in Plymouth struggling to get on the property ladder? With house prices rising across the UK, saving for a deposit is only one challenge — borrowing enough to buy your first home can be even harder. That’s where the Nationwide Helping [...]

Santander 98% Mortgage: A Complete Guide for First-Time Buyers in 2026 Buying your first home can feel impossible when you’re trying to save a huge deposit while paying rent. That’s exactly why Santander’s 98% mortgage has become such a hot topic for first-time buyers across the UK. With just a 2% deposit, this mortgage product [...]

Accord 99% Mortgage: A Game-Changer for First-Time Buyers in the UK Saving a deposit is one of the biggest barriers stopping first-time buyers from getting onto the property ladder. With rents remaining high and living costs rising, building a traditional 5–10% deposit can feel out of reach. That’s where the Accord 99% first-time buyer mortgage [...]

Green Mortgages: How can they save you money? As energy costs continue to rise and homeowners become more environmentally conscious, green mortgages are growing in popularity with lenders and clients. These products reward energy-efficient homes with better mortgage rates, saving you money over your fixed rate period. What Is a Green Mortgage? A green mortgage [...]

Holiday Let Mortgages - A Client Guide  If you’re considering buying a property to rent as a short-term holiday let, you’ll need a holiday let mortgage. Unlike standard residential or buy-to-let mortgages, a holiday let mortgage is specifically designed for properties rented out on a short-term basis (daily or weekly), for example Airbnb or holiday [...]

How the Mortgage Process Works From Start to Finish Buying a home is exciting, but the mortgage process can feel overwhelming if you’re not sure what to expect. Whether you’re a first-time buyer or just need a refresher, this guide walks you through the full process from preparation to closing day. STEP 1: Get Mortgage-Ready [...]

Why You Should Involve Your Family in Equity Release Decisions Equity release can be a valuable way to access cash tied up in your home, but it’s also a big financial decision that can affect not just you, but your loved ones too. That’s why involving your family in the process can make things smoother [...]

Are You on Your Bank’s Standard Variable Rate (SVR)? Why You Need to Act Now If your mortgage deal has ended and you haven’t switched, chances are you’re now on your lender’s Standard Variable Rate (SVR)—and that could be costing you hundreds, even thousands, every year. At Stuart Ash Mortgage Services, we speak to homeowners [...]