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Holiday Let Mortgages - A Client Guide  If you’re considering buying a property to rent as a short-term holiday let, you’ll need a holiday let mortgage. Unlike standard residential or buy-to-let mortgages, a holiday let mortgage is specifically designed for properties rented out on a short-term basis (daily or weekly), for example Airbnb or holiday [...]

How the Mortgage Process Works From Start to Finish Buying a home is exciting, but the mortgage process can feel overwhelming if you’re not sure what to expect. Whether you’re a first-time buyer or just need a refresher, this guide walks you through the full process from preparation to closing day. STEP 1: Get Mortgage-Ready [...]

Why You Should Involve Your Family in Equity Release Decisions Equity release can be a valuable way to access cash tied up in your home, but it’s also a big financial decision that can affect not just you, but your loved ones too. That’s why involving your family in the process can make things smoother [...]

Are You on Your Bank’s Standard Variable Rate (SVR)? Why You Need to Act Now If your mortgage deal has ended and you haven’t switched, chances are you’re now on your lender’s Standard Variable Rate (SVR)—and that could be costing you hundreds, even thousands, every year. At Stuart Ash Mortgage Services, we speak to homeowners [...]

Self-Employed Mortgages – A Complete Guide Looking for a mortgage while self-employed? At Stuart Ash Mortgage Services, we specialise in helping freelancers, contractors, sole traders, and company directors secure competitive mortgage deals—without the stress. What Does “Self-Employed” Mean for Mortgage Applications? For mortgage purposes, you're considered self-employed if you own 20–25% or more of a [...]

What is a Drawdown facility for a Lifetime Mortgage? Equity release is a way for homeowners over 55 to unlock cash tied up in their property without having to sell it. One popular option is a drawdown lifetime mortgage, which offers more flexibility than taking a single lump sum. How a Drawdown Lifetime Mortgage Works? [...]

Equity Release Plymouth: The Pros and Cons of Equity Release: As homeowners grow older, many consider equity release as a way to unlock the cash tied up in their property. Equity release allows people to access cash while continuing to live in their home. But like any financial product, it comes with both advantages and [...]

Equity release can be used by homeowners over 55 years old to unlock the cash in their property. However, it’s a complex financial product, and getting the right advice is essential. Asking the right questions ensures you understand the risks, benefits, and long-term impact is essential. Here’s a guide to the top 10 questions to [...]