Professional – Experienced – Reliable

Mortgage Advice in Plymouth

Stuart Ash Mortgage Services Offers whole of market Mortgage Advice, specialising in First Time buyer & Self Employed mortgages.

First Time Buyer Mortgage Plymouth
Equity Release Advice
Business Protection Plymouth
Smeaton Tower Plymouth

Who we are

Finding the right mortgage can feel overwhelming, but at Stuart Ash Mortgage Services we make the process simple, transparent, and personalised to you. We provide expert guidance for first-time buyers, home-movers, remortgages and equity release mortgages.

As an experienced mortgage adviser in Plymouth, Stuart provides tailored mortgage advice in Plymouth and the surrounding areas, helping you to secure the right mortgage solution!

We work with a wide range of lenders to help secure competitive mortgage solutions that suit your circumstances and long-term goals. Whether you’re stepping onto the property ladder and buying your first home, moving house, remortgaging, exploring later life financial options, or consolidating debt, we provide clear and professional mortgage advice in Plymouth to help you achieve your next steps.

Mortgage Advice Services in Plymouth

Mortgages

I will conduct a thorough fact find to establish your needs, assess affordability and make suitable recommendations.

  • First Time Buyers
  • Home-movers
  • Remortgages
  • Product Transfers
  • Buy to Let
  • Home Improvements
  • Debt Consolidation

Protection

Protection is a fundamental part of financial planning. It enables security for you and your family should one of life’s unexpected events occur.

  • Mortgage Protection
  • Life Insurance
  • Critical Illness Insurance
  • Income Protection Insurance
  • Family Income Benefit
  • Business Protection including Shareholder Protection, Key Person Insurance, Executive Income Protection and Relevant Life Plans

Equity Release

Your home is more than just a place to live, it’s an asset. If you’re over 55, equity release can help you unlock the cash tied up in your property, providing you with tax-free funds.

  • Lifetime Mortgages (Equity Release)
  • Retirement Interest Only Mortgages

Why Choose Stuart Ash Mortgage Services?

As a mortgage adviser in Plymouth, Stuart takes great pride in providing unbiased advice, alongside transparent fees and a personal service. Unlike larger, national firms, you’ll deal directly with an experienced adviser who understands the local area and will take the time to understand your goals and circumstances.

We believe in complete transparency regarding our mortgage advice fees. We offer a FREE initial consultation, and any fee is only payable on full mortgage application:

  • Mortgage Advice Fee of £199 for all standard residential, buy to let and holiday let mortgage advice. Payable on application.

  • For Debt Consolidation and Adverse Credit Mortgages we charge an advice fee of £349 on application.

  • For Equity Release & Lifetime Mortgages we charge a £995 fee on application.

  • We do not charge a fee for any Protection or Business Protection Advice.

  • Upon completion of your mortgage or protection policy, we get paid a commission by your chosen lender/insurer which will be disclosed to you.

Get started today

Contact Us Today

Get in touch today for a no-obligation chat and discover how we can help you secure the right mortgage for your needs. Call us, email us or send us a message below.

  • 07432501723
  • info@stuartashmortgageservices.co.uk

introducing Stuart

Having lived in Plymouth for many years, Stuart truly understands the local property market and what makes Britain’s Ocean City such a great place to live! Whether you want to be as close to the sea as possible and are purchasing a property close to Plymouth Hoe, The Barbican or Royal William Yard, moving to a family home near Central Park, or investing in a buy-to-let property close to the Devonport Dockyard, we can provide truly tailored mortgage advice.

Stuart founded the company in 2024 after extensive experience as a Mortgage & Equity Release Advisor at another independent financial services company. Stuart went to University in Plymouth and after moving away for a number of years, returned to Plymouth in 2016 and has lived locally ever since. He has been advising clients in Plymouth for over 7 years.

Stuart lives with his wife, two children and an energetic springer spaniel. He loves good Coffee! At weekends, you will normally find Stuart attending Plymouth Albion Rugby Games with his son.

  • Available Weekends & Evenings

  • Flexible Meeting Locations – Online & In Person

  • Transparent costs and fees

We are in the early stages of our journey as first time buyers, and I have been so impressed by the service Stuart offers. He is really responsive and has answered all our questions clearly and in depth. Stuart has gone above and beyond by offering extra support with ideas of mortgage costs for several different properties. I would definitely recommend to anyone needing support with their mortgage.”

Ella P – June 2026

Frequently Asked Questions

Yes! Stuart is based in Plymouth and provides mortgage advice both in the city and in surrounding areas including Plympton, Plymstock, Ivybridge, Saltash, and Tavistock. We offer appointment by phone, online, and in person where appropriate.

Yes. Stuart Ash Mortgage Services provides protection advice for life insurance, critical illness cover, income protection, family income benefit in Plymouth. We also offer Business Protection such as Shareholder Cover, Executive Income Protection, Relevant Life Plans and Key Person Insurance. 

Yes, we regularly help first-time buyers understand the mortgage process, assess affordability, and find suitable mortgage options. There are a number of areas particularly popular with first-time buyers in Plymouth, including new-builds at Sherford and Saltram Meadows, affordable properties around Devonport and Keyham, and family homes towards the north of the city.

We offer a free initial consultation. The fees we charge for mortgage advice in Plymouth depend on the type of advice required. Our fees are outlined in full above.

Risk Warnings:

  • Your home may be repossessed if you do not keep up with repayments on your mortgage.
  • Not all Buy to Let mortgages are regulated by the Financial Conduct Authority
  • A lifetime mortgage is a long-term commitment which could accumulate interest and is secured against your home. Equity release is not right for everyone and may reduce the value of your estate
  • ‘As with all insurance policies, conditions and exclusions will apply’