Professional – Experienced – Reliable

Mortgage Advice in Kingsbridge

Stuart Ash Mortgage Services Offers whole of market Mortgage Advice in Kingsbridge & The south hams.

Specialising in first time buyer mortgages, self employed mortgages and home-movers relocating to the south hams.

Equity Release Advice
Business Protection Plymouth

Who we are

If you are looking for Mortgage Advice in Kingsbridge or across the South Hams, we can help! Stuart Ash Mortgage Services offers whole of market Mortgage & Equity Release Advice.

Finding the right mortgage can feel daunting, but at Stuart Ash Mortgage Services we make the process simple, transparent, and personalised to you. We provide expert guidance for first-time buyers, home-movers, remortgages, buy to let & holiday let mortgages and equity release mortgages in Kingsbridge and across the South Hams.

From family homes in Kingsbridge to luxurious coastal properties around Salcombe and Dartmouth, we help clients across the South Hams find a mortgage that suits their circumstances and future plans.

We work with a wide range of lenders to help secure competitive mortgage solutions that suit your circumstances and long-term goals.

Mortgage Advice Services in the South Hams

Mortgages

I will conduct a thorough fact find to establish your needs, assess affordability and make suitable recommendations.

  • First Time Buyers
  • Home-movers
  • Remortgages
  • Product Transfers
  • Buy to Let
  • Home Improvements
  • Debt Consolidation

Protection

Protection is a fundamental part of financial planning. It enables security for you and your family should one of life’s unexpected events occur.

  • Mortgage Protection
  • Life Insurance
  • Critical Illness Insurance
  • Income Protection Insurance
  • Family Income Benefit
  • Business Protection including Shareholder Protection, Key Person Insurance, Executive Income Protection and Relevant Life Plans

Equity Release

Your home is more than just a place to live, it’s an asset. If you’re over 55, equity release can help you unlock the cash tied up in your property, providing you with tax-free funds.

  • Lifetime Mortgages (Equity Release)
  • Retirement Interest Only Mortgages

Why Choose Stuart Ash Mortgage Services?

Property purchases in the South Hams are rarely one-size-fits-all. The region includes everything from starter homes in Kingsbridge and unique properties in Totnes to coastal homes in Salcombe and rural properties in the surrounding villages. As a whole of market mortgage broker, Stuart offers advice tailored to your needs and property requirements.

We believe in complete transparency regarding our mortgage advice fees. We offer a FREE initial consultation, and any fee is only payable on full mortgage application:

  • Mortgage Advice Fee of £199 for all standard residential, buy to let and holiday let mortgage advice. Payable on application.

  • For Debt Consolidation and Adverse Credit Mortgages we charge an advice fee of £349 on application.

  • For Equity Release & Lifetime Mortgages we charge a £995 fee on application.

  • We do not charge a fee for any Protection or Business Protection Advice.

  • Upon completion of your mortgage or protection policy, we get paid a commission by your chosen lender/insurer which will be disclosed to you.

Get started today

Contact Us Today

Get in touch today for a no-obligation chat and discover how we can help you secure the right mortgage for your needs. Call us, email us or send us a message below:

  • 07432501723
  • info@stuartashmortgageservices.co.uk

Local Mortgage Advice Across The South Hams

The South Hams have long been one of Devon’s most desirable places to live, attracting everyone from first-time buyers through to retirees and those relocating to the coast and countryside.

Whether you’re purchasing a cottage in one of the area’s rural villages, moving closer to the Kingsbridge Estuary or buying a new home near Totnes, Stuart can help you find a mortgage with confidence.

We have experience assisting clients throughout the whole area, including Kingsbridge, Modbury, Totnes, Salcombe and Dartmouth.

introducing Stuart

Stuart founded the company in 2024 after extensive experience as a Mortgage & Equity Release Advisor at another independent financial services company. Stuart has been advising clients in Kingsbridge for over 7 years. He has developed strong links with a local Estate Agent and continues to support his clients with purchases, remortgages and protection reviews as required.

Stuart is a member of the South Hams Chamber of Commerce, advertises his services on SouthHams.com and is an ongoing supporter of KATS Kingsbridge a local theatre group.

Through his long-standing involvement within the local community, Stuart has built strong relationships across the South Hams and understands the unique challenges faced by those looking to buy in or continue enjoying the area.

Stuart lives with his wife, two children and an energetic springer spaniel. He loves good Coffee!!

  • Available Weekends & Evenings

  • Flexible Meeting Locations – Online & In Person

  • Transparent costs and fees

We are in the early stages of our journey as first time buyers, and I have been so impressed by the service Stuart offers. He is really responsive and has answered all our questions clearly and in depth. Stuart has gone above and beyond by offering extra support with ideas of mortgage costs for several different properties. I would definitely recommend to anyone needing support with their mortgage.”

Ella P – June 2026

Frequently Asked Questions

No, Stuart can assist clients across the whole of the South Hams. While we are particularly active in Kingsbridge, clients in the surrounding towns and villages can easily make a mortgage advice appointment via telephone, online, or face-to-face where appropriate.

Yes. Although lenders will assess your individual circumstances differently to employed applicants, we can guide you through this process and provide accurate mortgage affordability options. We regularly assist self employed clients in Kingsbridge and across The South Hams

Yes. We are able to provide mortgage advice to clients moving into the area who are looking to purchase a family home, their first property, a retirement property, or coastal homes throughout the South Hams. We offer telephone and online based advice.

Fees for our mortgage advice in Kingsbridge and the South Hams will depend on the type of advice required. We offer free initial consultations and details of our full fees are outlined above with standard purchases charged at £199 on application.

Risk Warnings:

  • Your home may be repossessed if you do not keep up with repayments on your mortgage.
  • Not all Buy to Let mortgages are regulated by the Financial Conduct Authority
  • A lifetime mortgage is a long-term commitment which could accumulate interest and is secured against your home. Equity release is not right for everyone and may reduce the value of your estate
  • ‘As with all insurance policies, conditions and exclusions will apply’