Professional – Experienced – Reliable

Mortgage Advice in Worthing & Ferring

Stuart Ash Mortgage Services Offers whole of market Mortgage Advice in Worthing & surrounding areas.

specialising in first time buyer mortgages and self employed mortgages in worthing.

Equity Release Advice
Business Protection Plymouth

Who we are

Stuart Ash Mortgage Services makes the mortgage advice process simple, transparent, and personalised to you. With offices in Ferring, West Sussex and Plymouth, Devon, we provide expert guidance and specialise in first-time buyer mortgages and self employed mortgages in Worthing and surrounding areas.

Whether you’re a first-time buyer in Worthing, moving to a village along the West Sussex coastline, or simply require remortgage advice, we can provide locally-focused tailored to circumstances and future plans.

We work with a wide range of lenders to help secure competitive mortgage solutions that suit your circumstances and long-term goals.

Mortgage Advice Services in Worthing & Ferring

Mortgages

I will conduct a thorough fact find to establish your needs, assess affordability and make suitable recommendations.

  • First Time Buyers
  • Home-movers
  • Remortgages
  • Product Transfers
  • Buy to Let
  • Home Improvements
  • Debt Consolidation

Protection

Protection is a fundamental part of financial planning. It enables security for you and your family should one of life’s unexpected events occur.

  • Mortgage Protection
  • Life Insurance
  • Critical Illness Insurance
  • Income Protection Insurance
  • Family Income Benefit
  • Business Protection including Shareholder Protection, Key Person Insurance, Executive Income Protection and Relevant Life Plans

Equity Release

Your home is more than just a place to live, it’s an asset. If you’re over 55, equity release can help you unlock the cash tied up in your property, providing you with tax-free funds.

  • Lifetime Mortgages (Equity Release)
  • Retirement Interest Only Mortgages

Why Choose Stuart Ash Mortgage Services?

Worthing and Ferring are attracting a huge range of buyers, from those just stepping onto the property ladder as first-time buyers, growing families looking to move home or retirees looking to enjoy life on the West Sussex coast. Stuart provides mortgage advice to those living in or moving to this area, helping you understand your options and plan your mortgage with confidence.

We believe in complete transparency regarding our mortgage advice fees. We offer a FREE initial consultation, and any fee is only payable on full mortgage application:

  • Mortgage Advice Fee of £199 for all standard residential, buy to let and holiday let mortgage advice. Payable on application.

  • For Debt Consolidation and Adverse Credit Mortgages we charge an advice fee of £349 on application.

  • For Equity Release & Lifetime Mortgages we charge a £995 fee on application.

  • We do not charge a fee for any Protection or Business Protection Advice.

  • Upon completion of your mortgage or protection policy, we get paid a commission by your chosen lender/insurer which will be disclosed to you.

Get started today

Contact Us Today

Get in touch today for a no-obligation chat and discover how we can help you secure the right mortgage for your needs. Call us, email us or send us a message below:

  • 07432501723
  • info@stuartashmortgageservices.co.uk

Local Mortgage Advice in Worthing & Ferring

With family based in Ferring and a growing client base around Worthing and Littlehampton, Stuart has developed strong connections within the local community and truly understands why so many people choose to make this part of West Sussex their home!

The area offers an attractive mix of coastal and village living, with Worthing combining a vibrant town centre with excellent transport links and Ferring retaining a village character despite being only a short distance from Worthing itself. Whether you’re looking for a property close to the seafront, near Highdown Hill and the South Downs, or within one of the area’s popular residential neighbourhoods, we can help you find the right mortgage.

About Stuart

Stuart founded the company in 2024 after employment as a Mortgage & Equity Release Advisor at another financial services company. Although originally advising clients across the South West, Stuart has family living in Ferring, West Sussex, which has resulted in expanding his mortgage advice practice covering Worthing, Littlehampton and Ferring. Stuart now splits his time between these areas as required by the business.

Stuart lives with his wife, two children and their crazy dog (see picture).

  • Available Weekends & Evenings

  • Transparent costs and fees

We are in the early stages of our journey as first time buyers, and I have been so impressed by the service Stuart offers. He is really responsive and has answered all our questions clearly and in depth. Stuart has gone above and beyond by offering extra support with ideas of mortgage costs for several different properties. I would definitely recommend to anyone needing support with their mortgage.”

Ella P – June 2026

Frequently Asked Questions

Yes. Stuart regularly assists Worthing, Ferring, Littlehampton and the surrounding areas including Brighton. Clients across the whole of West Sussex can access our mortgage advice via face-to-face, telephone, or online appointments.

This is very dependant on your personal circumstances. we can establish mortgage affordability for you then recommend specific first time buyer mortgage products that meet your needs. This could include standard 5% deposit deals or more specialist products such as first time buyer income boosters or lower deposit options (which can be less than 5% required). We navigate all this information for you.

Yes. In addition to traditional mortgage advice, we can help clients explore later life lending options, including retirement interest-only mortgages and equity release. Stuart understands that Worthing, Ferring, and the surrounding villages are particularly attractive to retirees and can help find a suitable mortgage product for this stage of life.

We offer a free initial mortgage advice consultation. The fees we charge then depend on the type of advice required. Full details of our fees are outlined above.

Risk Warnings:

  • Your home may be repossessed if you do not keep up with repayments on your mortgage.
  • Not all Buy to Let mortgages are regulated by the Financial Conduct Authority
  • A lifetime mortgage is a long-term commitment which could accumulate interest and is secured against your home. Equity release is not right for everyone and may reduce the value of your estate
  • ‘As with all insurance policies, conditions and exclusions will apply’